HDB Personal Loan: Loan of Rs 5 lakh for 5 years, EMI of only Rs 23,477

HDB Personal Loan: For a personal loan of Rs 5 lakh for 5 years, the EMI is around Rs 10,871. However, it depends on the interest rate and the loan tenure Before taking a personal loan, you should check your eligibility. For this, you can use the bank’s personal loan eligibility calculator.

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Important things to consider while taking a personal loan:

  • Your salary is important to get a loan.
  • The amount of salary required depends on the loan giving bank.
  • Your credit profile also matters to get a loan.
  • The EMI also depends on the loan tenure and interest rate.

Why Choose HDB Personal Loan?

  • Attractive interest rates:
  • HDBFS offers loans at interest rates ranging from 11.5% to 21%.
  • Less documentation:
  • Less paperwork is required.
  • Fast processing:
  • The application process is digital, ensuring instant loan approval.
  • Flexible EMI tenure:
  • You can choose a loan tenure between 1 to 5 years.
  • Loan without guarantor:
  • No guarantor is required.

Eligibility for HDB Personal Loan

  • Age limit:
  • 21 to 60 years.
  • Income source:
  • Salaried or self-employed.
  • Credit score:
  • Minimum 650.
  • Monthly income:
  • Minimum ₹15,000.

Required Documents

  • Identity Proof: Aadhar Card, PAN Card.
  • Address Proof: Electricity Bill, Ration Card.
  • Income Proof: Salary Slip or Bank Statement.
  • Photograph: Passport size photo.

How to apply for HDB Personal Loan?

  • Apply Online:
  • Visit the HDB Financial Services website.
  • Enter your name, mobile number, email and required loan amount.
  • Upload the required documents and submit the application.
  • Apply at Branch:
  • Apply by visiting the nearest HDBFS branch.
  • Fill the application form and submit the documents.
  • Customer Care:
  • Contact HDBFS customer care to know more about the application process.
  • Loan Approval and Disbursement:
  • The loan will be approved after document verification.
  • The amount will be transferred to your bank account.
HDB Personal Loan
HDB Personal Loan

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