HDB Personal Loan: For a personal loan of Rs 5 lakh for 5 years, the EMI is around Rs 10,871. However, it depends on the interest rate and the loan tenure Before taking a personal loan, you should check your eligibility. For this, you can use the bank’s personal loan eligibility calculator.
Important things to consider while taking a personal loan:
- Your salary is important to get a loan.
- The amount of salary required depends on the loan giving bank.
- Your credit profile also matters to get a loan.
- The EMI also depends on the loan tenure and interest rate.
Why Choose HDB Personal Loan?
- Attractive interest rates:
- HDBFS offers loans at interest rates ranging from 11.5% to 21%.
- Less documentation:
- Less paperwork is required.
- Fast processing:
- The application process is digital, ensuring instant loan approval.
- Flexible EMI tenure:
- You can choose a loan tenure between 1 to 5 years.
- Loan without guarantor:
- No guarantor is required.
Eligibility for HDB Personal Loan
- Age limit:
- 21 to 60 years.
- Income source:
- Salaried or self-employed.
- Credit score:
- Minimum 650.
- Monthly income:
- Minimum ₹15,000.
Required Documents
- Identity Proof: Aadhar Card, PAN Card.
- Address Proof: Electricity Bill, Ration Card.
- Income Proof: Salary Slip or Bank Statement.
- Photograph: Passport size photo.
How to apply for HDB Personal Loan?
- Apply Online:
- Visit the HDB Financial Services website.
- Enter your name, mobile number, email and required loan amount.
- Upload the required documents and submit the application.
- Apply at Branch:
- Apply by visiting the nearest HDBFS branch.
- Fill the application form and submit the documents.
- Customer Care:
- Contact HDBFS customer care to know more about the application process.
- Loan Approval and Disbursement:
- The loan will be approved after document verification.
- The amount will be transferred to your bank account.

Read Also – बिना सिबिल स्कोर के 24 मिनट में ₹20000 तक का लोन, जानिए कैसे मिलेगा फटाफट लोन, CIBIL Score Loan
Read Also – माइलेज का बाप सिर्फ ₹3910 की मंथली क़िस्त पर घर लाएं, TVS Apache RTR 310 बाइक! कम बजट